Some of the requirements for the house are:
- Location (not too far from our work locations)
- Price (both a total price and a cost per square meter and per month)
- Local tax rates in the town we want to settle down.
I'm using a spread sheet to keep track of some houses, in order to see a price trend over time and to be able to compare between houses. Until now, I've entered the information manually:
- Date when the add was published
- Address
- Town
- Starting price
- Taxation value
- Number of rooms
- Maintenance costs
- Year the house was built
- Living area
- Other area
- Garden area
- Travel time from my work to the house
- Travel time from my wifes work to the house
- Final price (Updated when the house is sold)
- Contract date (Updated when the house is sold)
- Estimated renovating costs (A guesstimate based on the pictures and text in the ad)
- Calculated monthly costs, both for 2% and 6% interest rates.
Some of the parameters can be fetched automatically. I've marked them in bold.
I use the parameters to estimate a monthly cost, and also a monthly cost per square meter. That cost is calculated as the sum of:
- the monthly cost at an interest rate of 6%
- the estimated need of renovations, multiplied by 4% and divided by 12,
- the estimated increase/decrease in travel time, in terms of minutes per month multiplied by 3
- the changes in local taxes and
- whether the house is in Lund or not (with a penalty of 2000 SEK if it isn't in Lund). We love Lund and we want to live there!
Fetching all those parameters is a very time consuming task and in the next blog post, I'll try to automate some of them to save time.
No comments:
Post a Comment